Drivers have been warned that their insurance could be invalid if they have an accident during the lockdown.
Anyone making a non-essential journey during lockdown may have to pay for any accident damage, warn insurers. Due to lockdown restrictions, the UK Government has said anyone making a non-essential journey could be given a £200 fine.
Florence Codjoe, of website Uswitch.com, said: “You could end up paying thousands for repairs. If you’re unsure about cover during lockdown speak to your insurer for clarification.” She also warned drivers not to cancel insurance unless they have off-street parking, as it’s illegal to park on the road without it.
Specialist motoring lawyer Nick Freeman, known as Mr Loophole for helping celeb clients facing driving charges, said: “Essential travel is largely defined as shopping for necessities, picking up medical supplies, caring for a vulnerable person and getting to and from work if you cannot do so from home. Anything else is not really acceptable. If you have an accident and can’t prove your journey was essential your insurance may be void.”
John Neill, of Castle Insurance Services, added: “If it’s a non-essential journey and being used outside the terms of the policy then there may be grounds for an insurer to reject a claim.”
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