Where are his title deeds?

0
Q.

How can I find the title deeds for my apartment in Alcudia, Mallorca? We left them with Halifax Bank España, with whom we had a mortgage. This was paid off several years ago but we let the bank hold the deeds for us. As far as I can ascertain the branches in Mallorca have now closed, leaving us with no one to contact.

P C (Baleares)


A.

When you purchased your flat, you signed the deed at a Spanish Notary, at the same time you signed the mortgage deed. This Notary has your original title deed in his computer. The bank has an authorised copy. The piece of paper is not important. Go to the Notary and get an authorised copy of your deed. Be alert. Even if your mortgage is paid, it is quite possible that the bank has not officially cancelled it in the Property Registry. The Notary or your lawyer can check on this. You might need to contact Halifax Lloyds Bank to find out. Try calling 902 024 365.


Send your questions for David Searl through lawyers Ubeda-Retana & Associates in Fuengirola at [email protected], or call 952 667 090.

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