HOW are those New Year Resolutions going? Despite best intentions it can be very difficult to stick to new commitments. Goals to save money each month, pay off debt, or stop using that credit card aren’t that easy to achieve, are they? And although everyone tells us that all we need is a little bit of willpower – it seems that actual willpower is not as common as the word itself is so frequently thrown around. Self-control is not something that just magically appears when we want to be successful; it is in fact, something that takes training.
So how do we train ourselves to have the ability to follow and achieve our goals and secure a more content financial future? Well here are a few tips on where to start.
Be mindful: Something like meditation is a great way to help build up willpower. Meditation is about sitting still, focusing your mind on an idea or phrase and having the patience to sit there and clear your mind of all other things apart from this goal.
If you can train your mind to concentrate on a particular goal through meditation, you’ll see a remarkable change in your willpower.
Make small deadlines: It’s important not to overwhelm yourself. By putting too much pressure on your plate, it’s possible to overexhaust your willpower to the point where you give up. Instead take little, but significant steps. For example, if your goal is to save, start off by putting a small amount away, then each week or month, increase this figure slightly. This way you ease yourself into saving, without giving yourself the shock that might force you to quit.
Be aware of impulses: Every time an impulse arises, encouraging you to perhaps blow all your savings or skip this month’s savings quota, try to remember why you set yourself these goals in the first place.
Think of your long-term goals, and compare them to the short-term satisfaction you get from caving into temptation. A whim impulse is not as important as the goals you spent time constructing previously, so don’t let them ruin your future.