SO how are your saving goals coming along? If it’s anything like my goal to get trim for summer, I’m worried. Let me explain.
The other day I picked up a cute peach-coloured bikini in a shop. As my body has been hidden away under layers of jeans and jumpers for so long, I wasn’t prepared for the shock in the changing room.
Staring back at me from the mirror was a pasty white body that is in serious need of a toning boot camp. I made a goal there and then to eat healthy and hit the gym everyday.
I really was determined to change my ways and get serious about exercise. But what’s changed since then. Nothing. I am still going to the gym just a couple of times.
Even though we may want something badly, why is it so hard to stick to goals? Why is turning a goal into a reality so overwhelming?
It’s the same with saving. We may be determined to save, but we always end up making excuses and not doing what we set out to do. So how can we change this?
Well, first of all take a deep breath and think about your goals. Make them clear and comprehensive. For example, instead of saying “I want to save money,” ask yourself: “How much money will I save, and by when? What am I saving this money for?” and “How will it feel to see that money in my savings account?” The answers to these questions become an inspiring goal to reach for, keeping you motivated to stay on track.
Do something proactive toward your goal straight away? If you don’t have a savings account open one.
Once a new account is open you’ll be more likely to start using it because it’s new and novel. If you already have a savings account deposit some money into it. Quick action will create the necessary momentum to get you on your way.
Remember if we try to implement too much at once, we get overwhelmed and quit.
So do take it easy. For example, if I am to get into that summer bikini, I might start with small steps like taking the stairs instead of the lift. Make it easy for yourself to “win” each week, and you’ll find the confidence to keep going.